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• The game
Mini Baccarat is a variation of Baccarat.
It is played with eight complete decks of cards. The cards are shuffled
by the dealer or "croupier," and then reshuffled and placed in a dealing
shoe. The game is played by set rules outlined below. There is no option
in the game on drawing or standing. The object of the game is to come
as close to the number 9 as possible, by adding-up the total of the cards.
Face cards and 10s, or any combination of cards totaling 10, count as
nothing. The ace is counted as 1, the deuce is 2, etc.
• The play
A player will place a wager either on "player," "banker,"
or "tie." The "player" side and the "banker"
side will each receive at least two cards but no more than three. The
first and third cards dealt from the shoe constitute the "Player's"
hand, and the second and forth cards constitute the "banker's" hand.
Face cards and tens count as 0; Aces count as 1, and all other cards
count as face value. If required, a third card is dealt to each hand
according to specific rules outlined in the chart below. If the point
value of the first two cards drawn for either hand is 8 or 9, that is
known as a "natural" and no additional cards will be drawn. The hand
with the highest point total closest to nine wins. Winning bets are
paid even money. However, a 5% commission is withheld from any winning
"banker" bet. If both hands result in identical totals, the "tie" bet
wins, paying 8 to 1. When a "tie" occurs, all bets on the "player" and
the "banker" are neither paid nor taken.
• The player rules
| When the first two cards total: |
|
| 1, 2, 3, 4, 5, 0 |
DRAW |
| 6, 7 |
STANDS |
| 8, 9 |
STANDS (natural) |

• The banker rules
| Banker Having |
Draws When Player's Third Card is: |
Does not Draw When the Player's Third Card is: |
| 3 |
1-2-3-4-5-6-7-9-0 |
8 |
| 4 |
2-3-4-5-6-7 |
1-8-9-0 |
| 5 |
4-5-6-7 |
1-2-3-8-9-0 |
| 6 |
6-7 |
1-2-3-4-5-8-9-0 |
| 7 |
|
Stands |
| 8-9 |
|
Natural Stands |
When the player stands on 6 or 7, the Banker must draw on totals of 0,1,2,3,4,
and 5, and stand on 6,7,8 and 9. The Banker must draw on totals of 0,1
or 2, then observe the rules for Banker. |